Financing Options

Smart Financing for Your Trailer Investment

At Iron Gate Trailers, we know that purchasing high-quality equipment is a major business decision. To ensure you get the trailers you need without putting your growth on hold, we’ve partnered with trusted financing providers who specialize in equipment leasing and loans.

Our partners offer flexible, straightforward funding solutions—whether you’re a small business or a large commercial fleet operator. We proudly serve customers across the United States and Canada.

Mayo & Associates Ltd
With over 25 years of experience, Mayo & Associates helps small to medium-sized businesses finance the equipment they need to grow. They specialize in small-ticket lending and offer simple lease-to-own options, allowing you to acquire your trailer today with manageable monthly payments—no large upfront investment required.

  • Financing Range: $2,500 – $2M

  • Approval Speed: Same-day approvals with online applications

  • Terms: Up to 72 months, based on credit and lender criteria

  • Rates: Competitive options available for all credit profiles

  • Process: Mayo works with 17 different lenders to secure the best deal for you

  • Structure: Lease-to-own (first and last payments due upfront)

  • Coverage: Primarily Canada, with select U.S. support

  • How It Works: Lenders pay Iron Gate Trailers directly, we release your trailer, and you make scheduled payments until you own it outright.

Ritchie Bros. Financial Services
Ideal for small and mid-sized businesses investing in higher-value trailers and fleet assets.

  • Financing Range: $10,000 – $10M

  • Approval Speed: Same-day approvals with online applications

  • Terms: Flexible from 2 to 10 years, depending on trailer age and type; seasonal or skip payments available

  • Rates: Competitive rates

  • Product Types: Loans, capital leases, operating leases, working capital loans, and refinancing

  • Coverage: Canada and the U.S. (with additional support in Mexico, Europe, and Australia through licensing agreements)

  • Key Benefits: $0 down payment, option to defer payments for the first 4 months, 75%+ approval rate, and over $1B funded annually.

Why Finance Your Trailer Through Iron Gate Trailers?

  • Flexibility – Choose from leasing or term-loan solutions tailored to your business.

  • Speed – Get decisions in hours, not weeks, so you can keep your operations moving.

  • Support – Our sales team and financing partners work directly with you to find the right plan.

  • Confidence – Our financing partners specialize in heavy equipment and understand the unique needs of the trailer industry.

  
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